body{margin:0;font-family:Montserrat,Arial,sans-serif;line-height:1.6;color:#222}header{background:#0F2B46;color:#fff;padding:18px}nav a{color:#fff;margin:0 10px;text-decoration:none} .hero{background:linear-gradient(rgba(15,43,70,.75),rgba(15,43,70,.75)),#244;padding:100px 20px;color:#fff;text-align:center}.btn{background:#C8A25D;color:white;padding:12px 18px;text-decoration:none;border-radius:4px}.wrap{max-width:1200px;margin:auto;padding:20px}section{padding:50px 0}.cards{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:20px}.card{border:1px solid #ddd;padding:20px;border-radius:8px}footer{background:#0F2B46;color:#fff;padding:30px;text-align:center}